'these are the people I;m indebted to'. what is the grammatical error in that sentence?

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There are a few. The one you are most likely referring to is that the contraction for "I am" (I'm) is spelled above with a semi-colon (;), rather than an apostrophe (') So, I;m should me I'm.

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These are the people to whom I am indebted.

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You should avoid ending a sentence with a preposition. Also, avoid passive voice. "I am indebted to these people."